Track Every Payment.
Never Miss a Due Date.
Manage EMIs, loans, subscriptions, and all recurring payments — privately, offline, on your terms.
Free to use. No sign-up required.
Everything You Need to Stay on Top
One app to manage all your recurring payments — no spreadsheets, no guessing.
Track All Payment Types
EMIs, loans, credit cards, subscriptions, insurance, rent, investments — all in one place.
Smart Reminders
Get notified before due dates so you never miss a payment. Customize timing to suit you.
Calendar View
See all your payment dates on a monthly calendar. Know what's coming at a glance.
Category Organization
11 categories with color coding. Loans, subscriptions, insurance, and more — neatly organized.
Payment History
Mark payments as paid, track overdue ones, and maintain a clear record of everything.
Built for India
Native ₹ formatting with lakh/crore numbering. Designed for the Indian payment landscape.
Simple as 1-2-3
Get started in under a minute. No account needed.
Add Your Payments
Set amount, frequency, start date. Supports EMIs, subscriptions, insurance, and more.
Get Reminders
Smart notifications before every due date. Never miss a payment again.
Stay in Control
Mark paid, see monthly outflow at a glance. Track your complete payment history.
Unlock the Full Picture
Go beyond tracking. Analyze, plan, and take control of your financial commitments.
Unlimited Payments
No cap on the number of EMIs, loans, and subscriptions you can track.
Advanced Analytics
Monthly trends, payment projections, debt timeline charts, and category breakdowns.
Debt Planner
Snowball vs avalanche strategies. What-if simulator to plan your debt-free date.
Export to CSV & PDF
Export your payment data for tax filing, budgeting, or personal records.
Custom Reminders
Set reminder timing per payment. Get notified exactly when you want.
Ad-Free Experience
Clean, distraction-free interface. Focus on what matters — your finances.
Your Finances. Your Device. Your Business.
NeverDue is built privacy-first. We don't collect, store, or transmit any of your financial data. Period.
100% Offline
Works without internet. Your data never leaves your device.
No Account Required
No sign-up, no email, no phone number. Just install and go.
No Cloud, No Tracking
Zero analytics, zero telemetry. We can't see your data even if we wanted to.
Simple, Honest Pricing
Start free. Upgrade when you need more.
Free
Perfect to get started
- Up to 3 active payments
- Smart reminders
- Calendar view
- Category chart
- Payment history
- Dark mode
Pro
For serious trackers
- Everything in Free
- Unlimited payments
- Advanced analytics & charts
- Debt planner (snowball/avalanche)
- Export to CSV & PDF
- Custom reminder timing
- Ad-free experience
- Priority support
Frequently Asked Questions
Got questions? We've got answers.
Is NeverDue really free?
Yes! The free plan lets you track up to 3 active payments with full reminders, calendar view, and category organization. No time limits, no hidden fees.
Do I need to create an account?
No. NeverDue works instantly — just install and start adding your payments. No email, no phone number, no sign-up required.
Is my financial data safe?
Absolutely. All your data stays on your device. NeverDue works 100% offline with no cloud sync, no analytics, and no tracking. We literally cannot see your data.
What types of payments can I track?
EMIs (home loan, car loan, personal loan), credit card bills, phone/gadget installments, subscriptions (Netflix, Spotify), insurance premiums, SIP investments, rent, education fees, and more. If it recurs, NeverDue can track it.
How do reminders work?
NeverDue schedules local notifications on your device. By default, you get reminders 3 days before and on the due date at 9 AM. Pro users can customize the timing for each payment.
What is the Debt Planner?
A Pro feature that helps you pay off loans faster. Compare snowball (smallest balance first) and avalanche (highest interest first) strategies. Use the what-if simulator to see how extra payments can save you months and thousands in interest.
Can I export my data?
Pro users can export payment data to CSV and PDF formats — great for tax filing, budgeting, or sharing with a financial advisor.
Does it work without internet?
Yes, NeverDue is built offline-first. Every feature works without an internet connection. Your data is stored locally on your device using SQLite.